Increased Cancellation Cover for Travel Insurance
At Brunel Insurance for People, we understand that some trips cost more than a standard travel insurance cancellation limit will cover. Our top-up cancellation travel insurance is designed to increase your cancellation cover so you can protect your full holiday investment – even for higher-value trips.
This additional cover works alongside your primary travel insurance policy, extending the protection you already have rather than replacing it.
What Is Top-Up Cancellation Travel Insurance?
Top-up cancellation cover is an additional policy that increases the cancellation limit of your main travel insurance. For example, if your standard policy covers cancellations up to £5,000, our top-up cover could add another £5,000 – or more – on top of that limit.
With Brunel, you can purchase up to £50,000 extra cancellation cover per person, and in certain cases (upon referral), up to £500,000 per policy.
How Does Top-Up Cancellation Insurance Work?
Enhanced Cancellation Cover Limits
When your main policy’s cancellation limit isn’t enough to cover the full cost of your trip, a top-up policy increases that protection. This ensures you can claim for higher-value travel arrangements if you need to cancel for a valid reason under the policy terms.
- Available for all destinations
- Any trip duration
- No need to declare pre-existing medical conditions
- Available to travellers aged up to 85 years
- You must hold a valid primary travel insurance policy
Filling Cancellation Cover Gaps
Some primary travel insurance policies have exclusions or restrictions that leave you partially uncovered. Top-up cancellation insurance can bridge those gaps, offering more complete financial protection.
Customised Protection
You can tailor your top-up cover to match your travel plans, including protection for high-value, non-refundable bookings, luxury accommodation, or other costs that may exceed your standard policy limits.
Financial Peace of Mind
By extending your cancellation limit, top-up cover can help safeguard your trip investment from unexpected events such as illness, injury, or other insured reasons for cancellation or curtailment.
Important to Know
Top-up cancellation insurance is designed to complement, not replace, your existing travel insurance. Always review the terms of both policies to ensure they work together and that you are not paying for overlapping cover. Check the limits, exclusions, excesses, and eligibility before travelling.
Get a Quote for Top-Up Cancellation Travel Insurance
Call our friendly team on 0333 188 11 11 or click below to request a no-obligation quote for increased cancellation cover today.


