Part of the Brunel Group · 10 UK offices
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Top Up Cancellation Insurance

When your standard cancellation limit isn't enough.

Some trips cost more than a standard travel insurance cancellation limit will cover. Our top-up cancellation insurance increases that cover, protecting your full holiday investment — even for higher-value trips.

Get a Top Up Cancellation Quote
★★★★★ Feefo & Trustpilot reviewed
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Up to £50,000 extra cancellation cover per person — and in certain cases, upon referral, up to £500,000 per policy.
How it works

How top-up cancellation insurance works

An additional policy that increases the cancellation limit of your main travel insurance, working alongside it rather than replacing it.

Enhanced cover limits

When your main policy's cancellation limit isn't enough for the full cost of your trip, a top-up increases that protection.

Filling cover gaps

Some primary policies have exclusions or restrictions that leave you partially uncovered — top-up cover can bridge those gaps.

Customised protection

Tailored to match your travel plans, including high-value non-refundable bookings, luxury accommodation, or other significant costs.

Financial peace of mind

Safeguards your trip investment from unexpected events such as illness, injury, or other insured reasons for cancellation.

Booked a higher-value trip and want to check your existing cancellation limit is enough?

Get a Top Up Cancellation Quote
Eligibility

Is top-up cancellation cover right for you?

  • Available for all destinations
  • Any trip duration
  • No need to declare pre-existing medical conditions
  • Available to travellers aged up to 85 years
  • You must hold a valid primary travel insurance policy

Does this replace my existing travel insurance?

No — top-up cancellation insurance is designed to complement, not replace, your existing policy. Always review the terms of both policies to ensure they work together, and that you're not paying for overlapping cover. Check the limits, exclusions, excesses, and eligibility carefully before you travel.

See our main travel insurance cover →
Common questions

Top Up Cancellation Travel Insurance FAQs

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What is Top-Up Cancellation Travel Insurance?

Top-Up Cancellation Travel Insurance is a supplemental policy designed to provide additional cover specifically for trip cancellations or interruptions, complementing existing travel insurance policies.

How does it differ from standard travel insurance policies?

Top-Up Cancellation Travel Insurance focuses specifically on enhancing coverage for trip cancellations or interruptions, providing increased financial protection beyond what standard travel insurance policies offer for these specific scenarios.

Who can benefit from Top-Up Cancellation Travel Insurance?

Travellers who already have a primary travel insurance policy but seek additional coverage for trip cancellations or interruptions can benefit from Brunel's Top-Up Cancellation Travel Insurance.

What does it typically cover?

Top-Up Cancellation Travel Insurance usually covers additional costs incurred due to trip cancellations or interruptions, such as non-refundable prepaid expenses, last-minute alternative travel arrangements, or unused accommodation fees.

Protect your full holiday investment.

Get your quote online in minutes, or call if you'd rather talk it through first.

Get a Top Up Cancellation Quote
Prefer to talk it through? Call 0333 188 11 11
Call 0333 188 11 11