Part of the Brunel Group · 10 UK offices
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Travel Insurance

Your passport to worry-free travel.

With our travel insurance policies, you can embark on your travels knowing you have the right cover wherever your travels take you. Explore the world with confidence with Brunel Insurance for People.

Get a Travel Insurance Quote
★★★★★ Feefo & Trustpilot reviewed
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Quick and hassle-free application. Our online application process is designed to be straightforward and efficient, allowing you to obtain cover in just a few clicks.
What's protected

What does travel insurance cover?

Travel insurance typically covers a range of unforeseen events that can occur before or during a trip.

Trip cancellation or interruption

Reimburses non-refundable expenses if your trip gets cancelled or cut short due to unforeseen events like illness, family emergencies, or natural disasters.

Medical emergencies

Covers emergency medical treatment, hospital stays, and sometimes evacuation to your home country in case of injury or illness while travelling.

Baggage loss or delay

Provides cover for lost, stolen, or delayed baggage, including personal belongings like electronics or clothing.

Travel delays

Offers compensation for additional expenses due to unexpected travel delays, such as accommodation or meals.

Emergency evacuation & repatriation

Covers costs related to emergency evacuation or repatriation due to medical reasons or other emergencies.

Accidental death or disability

Provides benefits in case of accidental death or permanent disability while travelling.

Travel document cover

Offers assistance and cover for lost or stolen travel documents like passports or visas.

Liability cover

Covers legal expenses if you accidentally cause property damage or injure someone during your trip.

Exact cover and limits vary between policies — our team can help match one to your specific trip.

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Why Brunel

Why choose Brunel for your travel insurance needs

Tailored

Specialist policies

From basic cover for medical emergencies to comprehensive policies including trip cancellations and lost baggage, tailored to your specific travel habits, destinations, and durations.

Support

24/7, anywhere in the world

Travel mishaps don't follow a schedule, and neither do we — backed by round-the-clock support from reputable insurers.

Speed

Quick & hassle-free

Our online application process is straightforward and efficient, so you can obtain cover in just a few clicks.

Find your fit

Our range of travel insurance policies

Specialist cover for medical conditions, older travellers, and cruises too.

Single Trip

Perfect for one-off adventures, ensuring you're protected throughout your journey — beach escape, city break, or mountain expedition.

Annual Multi-Trip

For frequent travellers, our annual cover offers convenience and savings, protecting multiple trips throughout the year.

Family Travel Insurance

Tailored to accommodate the needs of every family member, ensuring a worry-free vacation for all.

Medical Conditions

Specialist cover for travellers with pre-existing medical conditions.

Over 70s

Tailored travel cover for travellers over 70.

Over 80s

Cover designed around the needs of travellers over 80.

Cruise Travel Insurance

Specialised cover for cruisers, from mini cruises to round-the-world voyages.

Do I still need travel insurance if I have an EHIC or GHIC?

Having a European Health Insurance Card or UK Global Health Insurance Card is valuable, allowing access to state-provided healthcare during temporary stays in the EEA or Switzerland. But these cards might not cover all medical expenses or non-health-related issues, such as trip cancellations, lost baggage, or emergency evacuation. Travel insurance often provides broader coverage than EHIC or GHIC alone, so having both together offers more comprehensive protection.

See cover for pre-existing medical conditions →
Common questions

Travel Insurance FAQs

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How much should I pay for Travel Insurance?

The cost of travel insurance in the UK can vary significantly based on several factors, including trip duration, destination, age and health, coverage level, and type of policy. It's crucial to compare quotes from different insurance providers, considering the coverage and features that best suit your travel needs, to find a policy that offers adequate protection at a reasonable cost.

Do I need to declare my medical conditions?

Yes, it's crucial to declare pre-existing medical conditions when purchasing travel insurance. Failing to disclose these conditions could result in your insurance being invalidated or leaving you without coverage for any medical treatment related to those conditions while travelling.

What is classed as extreme sports for Travel Insurance?

Extreme sports in the context of travel insurance typically refers to activities that involve a higher level of risk compared to standard recreational activities. Commonly considered activities include skydiving/base jumping, rock climbing, paragliding, hang gliding, bungee jumping, white water rafting, kayaking, skiing, snowboarding, caving and motorsports. Always check with your insurance provider to understand what's covered or excluded, especially if you plan activities that might be considered extreme sports.

Do I need Single Trip or Annual Travel Insurance?

Single Trip Insurance suits occasional travellers or one specific trip, covering trip cancellation, medical emergencies, baggage loss and other standard protections for that trip's duration. Annual Travel Insurance suits those travelling multiple times a year, providing cover for multiple trips (often with a maximum duration limit per trip), which can be cost-effective for frequent travellers.

Can I pay for Travel Insurance monthly?

Travel insurance is one of the few insurances that needs to be paid in full and cannot be spread into monthly payments.

Do you need Travel Insurance if you have an EHIC or GHIC?

Having an EHIC or GHIC is valuable, allowing access to state-provided healthcare during temporary stays in EEA countries or Switzerland. However, these cards might not cover all medical expenses or non-health-related issues that can arise during travel, such as trip cancellations, lost baggage, or emergency evacuation. Travel insurance often provides broader coverage, so having both can offer more comprehensive protection.

What is the difference between travel insurance and holiday insurance?

The terms "travel insurance" and "holiday insurance" are often used interchangeably and can refer to the same type of insurance coverage, both typically providing protection for medical emergencies, trip cancellations, lost luggage, and other unforeseen events.

How do I make a claim in case of an emergency during my trip?

In case of an emergency during your trip, contact your insurer's emergency assistance hotline provided in your policy documents. They will guide you through the claim process and assist you in getting the necessary help.

Can I purchase travel insurance for both domestic and international trips?

Yes, Brunel Insurance offers travel insurance for both domestic and international trips, providing comprehensive coverage regardless of the travel destination.

Exploring with confidence: your next step.

Get your quote online in minutes, or call if you'd rather talk it through first.

Get a Travel Insurance Quote
Prefer to talk it through? Call 0333 188 11 11
If we can't offer you the travel insurance cover you want, or your premium is higher than expected due to serious medical conditions, you may be able to get help by accessing the Money and Pensions Service travel directory or by calling 0800 138 777 (Monday to Friday, 8am to 6pm).
Call 0333 188 11 11