Part of the Brunel Group · 10 UK offices
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Long Stay & Backpackers Insurance

Your gateway to worry-free extended travel.

Whether a long-awaited adventure, an extended stay somewhere warmer, or a gap year filled with exploration, our Long Stay Travel Insurance is tailored to meet the unique needs of extended travellers.

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★★★★★ Feefo & Trustpilot reviewed
Plane flying through the clouds
Whether you're 18 or 80, our extensive network of providers finds cover for trips lasting one to 18 months — including specialist support for pre-existing medical conditions.
What's protected

What does long-stay travel insurance cover?

Tailored cover for extended journeys, with optional extras to suit your specific plans.

Cancellation & curtailment

Protection if your trip is cancelled or cut short before or during your travels.

Personal accident

Cover in the event of accidental injury while you're away from home.

Medical & repatriation

Medical expenses and repatriation costs, plus cover for mobility aids if needed.

Baggage & theft

Cover for baggage loss and theft, with optional extras available for gadgets and travel documents.

Planning a multi-destination trip? Just make sure every destination is disclosed on your policy.

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Why Brunel

Why choose Brunel Insurance for People

Medical

Specialist medical cover

We partner with providers specialising in pre-existing medical conditions, so your health needs are taken care of.

Access

Accessible to everyone

Whether you're 18 or 80, our extensive network of providers ensures we find a policy that suits your needs.

Service

Customer service

We always strive to provide the highest level of customer service, which our reviews can demonstrate.

Before you go

What to consider for a long trip

  • Review your home insurance to make sure your home is covered during your absence — you may need Unoccupied Property Insurance.
  • Prioritise cover and benefits over cost when selecting your travel insurance policy.
  • Declare any pre-existing medical conditions to ensure your policy stays valid with no nasty surprises.

Isn't this the same as annual multi-trip cover?

No — and it's a common mix-up. Annual multi-trip insurance covers numerous journeys within a 12-month period, but most policies only cover up to 28 or 31 days per individual trip. Long-stay cover is different: it provides continuous protection for one extended trip away from home, for anywhere between one and 18 months. If your trip is expected to run past 31 days, you'll need long-stay cover specifically.

See our full range of travel cover →
Common questions

Long Stay Travel Insurance FAQs

3D illustration of a cruise ship
Can I visit multiple countries during my trip?

Yes, as long as you have disclosed all of your destinations and these destinations have been included in your policy.

Can I add Cruise Cover to my Long Stay Insurance?

Yes, Cruise Cover can be included. Please discuss this with your specialist.

Who is Long Stay Travel Insurance suitable for?

Long Stay Travel Insurance is suitable for travellers who are on trips over 31 days on a single trip.

Can I get Long Stay Insurance if I have a pre-existing medical condition?

We specialise in travel insurance and have specialist providers who cover both long stay travel insurance and pre-existing medical condition travel insurance, so we'll be able to obtain quotes in this scenario.

What's the difference between long stay and annual multi-trip insurance?

Annual multi-trip travel insurance offers protection for numerous journeys within a 12-month timeframe, while long-stay cover provides protection for an extended single trip away from your primary home. It's important to understand this distinction, since most annual multi-trip policies typically only cover periods of up to 28 or 31 days per trip — if your trip is expected to extend past 31 days, you'll need long stay travel insurance instead.

Make your travel dreams a reality.

Get your quote online in minutes, or call if you'd rather talk it through first.

Get a Long Stay Insurance Quote
Prefer to talk it through? Call 0333 188 11 11
Call 0333 188 11 11