Travel offers a valuable way to break from the routine and explore the world. However, if you have a pre-existing medical condition, the idea of travelling can be daunting.
However, with the right holiday travel insurance for pre-existing medical conditions and a bit of preparation, you can have it all. These small steps can make a big difference, so read on to discover more.
A Guide To Travelling With A Medical Condition
Consider Your Location
The first thing to do when planning a trip is decide on a location. Are you venturing towards cooler climates, such as Iceland or Norway? Or are you seeking some sun in Cyprus or Spain?
When considering location, keep in mind that certain climates could impact your condition. For example, hot and humid conditions can affect asthma, and extreme cold can worsen arthritis and chronic pain.
Another thing to remember is the cost of medical care in other countries. Countries such as America and Mexico have much higher premiums than European countries, which could impact the cost of your holiday travel insurance.
Consult Your Doctor
Prior to booking your trip, consult with your doctor or GP. They’ll be able to offer guidance and advice on your travel plans, helping to ensure you’re fully prepared for any potential flare-ups. They might also be able to advise on medical care in the country you’re travelling to, and help you get any medication you might need.
When it comes to travel insurance for over 80s with a medical condition, your insurer may ask you for your medical history. Your doctor will be able to provide you with any necessary documents you might need to secure travel insurance and to keep with you when travelling.
Don’t Forget Travel Insurance
One of the most important things to consider if you’re over 80 and travelling with a medical condition is dedicated travel insurance. This ensures that, should the unexpected happen, you’re completely covered.
Travel insurance for over 80s with a medical condition could be right for you if you have:
- Heart conditions, such as high blood pressure.
- Cancer, including leukemia.
- Asthma and respiratory issues.
- Chronic illnesses, such as Crohn’s disease and IBS.
- Mental health conditions.
Without it, if you have a medical emergency abroad, you are liable to pay the full amount it costs, plus additional costs for emergency assistance or if your trip needs to be cancelled due to a medical emergency.
Here at Brunel Insurance for People, we’re passionate about making sure you can enjoy your holiday to the max without worry. Find the most comprehensive cover for your needs with us- get in touch for a quote today.
Keep Your Medical Information Close
When travelling, be sure to keep your medical information close to hand when you’re out and about. This could be a Medical ID, such as a card or bracelet, which informs others of your conditions, and can also be set up on a smartphone. This way, if anything does happen, medical professionals in the country you’re travelling to will be able to use the information to better assist you.
Remember to include information such as:
- Your full travel insurance information.
- A list of your allergies and illnesses.
- The names of the medications you are taking.
- Your GP’s full name and contact information.
Also be sure to inform your travel companions of your conditions, if they are not already familiar. You can then work together to make any reasonable accommodations you may need, such as more regular breaks throughout the day, to help prevent significant flare ups.
Carry Extra Medication
Sometimes, the unexpected can happen, and travel delays or weather disruptions can mean you’re on holiday for longer than expected. If you take medication to manage your conditions, take several extra days supply just in case.
This way, you won’t be caught out if you lose part of your luggage, need to extend your trip, or are delayed returning home.
Pre-Existing Condition Travel Insurance With Brunel Insurance For People
Travelling with a medical condition can feel stressful, but with the right planning, it can feel much smoother.
To find the right holiday travel insurance for pre-existing medical conditions, get in touch with Brunel Insurance for People today. Our experts will build a custom quote for you based on your age, medical history, and travel plans, so you can choose the most comprehensive quote that meets your exact needs.